Reports to: Director, Regional Branch
Supervises: 4 (Direct) 0 (Indirect)
ESSENTIAL FUNCTIONS
1. Hire, direct, develop, motivate, and discipline branch personnel; administer performance evaluations and recommend appropriate personnel actions. Coach, train, develop and set individual sales goals for staff. Monitor sales activity to ensure that the branch meets or exceeds organization sales goals.
2.Monitor all branch activities to ensure they are in compliance with established credit union policies and procedures. Monitor branch operating results relative to established objectives and ensure that appropriate steps are taken to correct unsatisfactory conditions.
3.Develop and deepen account relationships with commercial business members. Accomplish this by making personal calls/visits, assessing needs and offering credit union products/services to meet those needs
4.Monitor trends in the financial services industry and make recommendations for new or improved technology, equipment, product, services or processes that will improve member service, increase efficiency or decrease costs. Assist in the development, testing and implementation of new products and/or services.
5.Conduct all member account functions, including teller transactions, processing request for new services, providing counseling and cross-selling appropriate credit union products or services to benefit the member and achieve established sales goals, interview members and process applications for all types of consumer loans. Analyze the financial position of each applicant to determine the level of risk for extending credit. Review all documentation for completeness and accuracy according to credit union compliance guidelines.
6.Represent the credit union as appropriate in its relationships with members, sponsor organizations(s), suppliers, other financial institutions, and similar groups.
7.Performed other related duties as assigned.
EDUCATION/ EXPERIENCE
- Three years to five years of similar or related experience.
- A B.S. Degree in Business, and/or a combination of education and five years to ten years of relevant experience is required.
OTHER SKILLS AND ABILITIES
- Excellent communication skills.
- Knowledge of operations, policies, procedures, services related to the financial industry.
- Strong leadership, organizational, and problem solving skills.
- Ability to monitor and promote a high quality environment within the credit union.
- Ability to lead, motivates, and supervises the work of branch personnel.
- Ability to analyze problems and opportunities, identify and evaluate alternatives, and develop sound effective approaches.
- A significant level of trust and diplomacy is required, in addition to normal courtesy and tact.
- Work involves extensive personal contact with others and is usually of a personal or sensitive nature.
- Work may involve motivating, influencing or training others.
- Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and/or sell ideas or services to others.
PERFORMANCE MEASUREMENTS:
- Actively participate in branch/department and staff meetings in order to maintain awareness of organizational issues and promotional campaigns. Remain current on changes in policies, procedures, compliance and product development.
- Attend continuing education classes to enhance job knowledge in order to provide exceptional service to internal and external members. Take initiative for personal career development and seek opportunities to learn new skills.
SERVICE STANDARDS:
o Build confidence that you will help through your words and actions.
o Minimize the team/member’s effort.
- Personalize the Experience
o Show that you care about the person and the issue.
o Adapt to the team/member’s pace, style, and emotional tone.
o Be genuine.
o Be present in the conversation to avoid sounding mechanical.
o Aim for one-call resolution.
o Address the underlying issue vs. just the request.
o Be crystal clear on next steps.
- Be Curious to Exceed Expectations
o Pick up on cues and clues indicating other needs.
o Engage in conversation to discuss broader needs.
o Help the member access additional resources, products, and services to gain more value.
PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk, hear, and sit. This position requires standing, walking, bending, kneeling, stooping, crouching. The employee may occasionally lift and/or move items over 15 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus.
WORK ENVIRONMENT:
Typical office – no hazardous or unpleasant conditions.
We are an EEO Employer
All descriptions have been reviewed to ensure that only essential functions and basic duties have been included.Peripheral tasks, only incidentally related to each position, have been excluded.Requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions.In no instance, however, should the duties, responsibilities, and requirements delineated be interpreted as all-inclusive.Supervisors as deemed appropriate may assign additional functions and requirements.
In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals.However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.
Job descriptions are not intended and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law.
