Summary/Objective:
The Underwriter will assist with the development of profitable business and maintain relationships with assigned agents. The incumbent will utilize and comply with the company’s Underwriting, Actuarial, Reinsurance, Claims and Legal functions. The individual will assist with managing underwriting aspects of the agency relationship including visitation to present our products and underwriting appetite, develop relationships, and profitability.
Essential Duties & Functions:
- Ability to help agents/insureds with any questions related to eligibility, endorsements, billing and policy information.
- Ability to explain our product and how we differentiate ourselves in the marketplace.
- Proficiency in technology as an underwriting tool.
- Examine documents such as referrals, loss history to ensure completeness.
- Ability to define and implement key dashboards that track and measure production, losses and identify areas of risk.
- Select, price, quote and decline new business referred by brokers in accordance with company underwriting guidelines and application of experienced, sound underwriting judgement.
- Partner and maintain collaborative business relationships to develop and grow underwrite profitable business.
- Participate in other projects and duties as assigned.
LIO LIFE – What we value:
- The Customer Lens – Prioritizing our relationships, service and needs of our customers.
- Innovative Thinking – Fostering an environment that empowers and sustains bold thinking and actions.
- Balance – Creating an inclusive, diverse, and holistic balance to meet our personal and professional needs.
- Simplicity – Striving for simplicity in our service, products, and processes.
- Accountability – Owning our results and learning from them.
Qualifications:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements list below is representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with dishabilles to perform the essential functions.
- Demonstrated ability to collaborate effectively across all levels of the organization, both independently and as part of a high-performing team.
- Proven ability to operate successfully in a virtual, global environment, balancing competing priorities while executing with speed and accuracy.
- Demonstrates respect for and appreciation of diverse perspectives, skills, personalities, and backgrounds, fostering an inclusive and collaborative workplace.
- Track record of building strong partnerships and contributing to a culture focused on delivering optimal business solutions.
- Excellent written and verbal communication skills, with the ability to convey complex ideas clearly and effectively.
- Strong interpersonal skills, with the ability to influence, build trust, and maintain productive working relationships.
- Highly developed analytical and problem-solving skills, with a data-driven approach to decision making.
- Demonstrated project management experience, including planning work, managing timelines, and driving execution against established objectives.
- Ability to multitask and thrive in a small-team, entrepreneurial environment characterized by ambiguity and rapid change.
- Proficiency in Microsoft Office applications, including Outlook, Word, and Excel.
Required Education and Experience:
- High School Diploma
- 3+ years underwriting experience in the Property/Casualty industry preferred.
Preferred Education and Experience:
- Bachelor’s Degree.
- Previous Insurance coursework.
- Insurance rating experience.
Additional Eligibility Requirements (Certificates, Licenses, Required/Preferred):
- AINS, CPCU or other insurance designations.
Benefits
As a core value, LIO Insurance understand the importance of balance to meet both personal and professional needs. Our benefits include:
- Competitive Medical to support holistic employee health.
- Inclusive of medical, dental, vision and life and disability insurance.
- Flexible Time Off and 13 paid holidays.
- 401k
Work Environment:
This job operates in a professional office environment. This role routinely uses standard office equipment.
Position Type/Expected Hours of Work:
This is a full-time position. Expected days and hours of work are Monday through Friday, 8:30 a.m. to 5 p.m. This position may require long hours and weekend work.
Travel:
As needed to develop/maintain relationships with agency partners.
EEO Statement:
LIO Insurance provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, creed, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
Other Duties:
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.
